Tailored to: First Home Buyers.
Topics Covered:
What is Genuine Savings and Non-Genuine Savings
Can I borrow without having a 5% deposit
Am I eligible for any government grants
What will it cost me to purchase – have I taken everything into account
Where should I start and who should I talk too
How does a Family Guarantor Loan work
Can I buy with someone other than my partner (i.e. sibling who is also a first home buyer)
What is the different between Credit Advice and Financial Advice
Do I need to set a budget
What is LVR (Loan to Value Ratio)
How does LMI (Lenders Mortgage Insurance) work and what does it cost
What will the interest rate be
How much can I borrow
How long will it take
Which bank is better
Should I get a pre-approval
Will a broker affect my credit score more or less that going to a bank direct
What can I do to get in sooner
How to set yourself up for success