First Home Buyers Workshop by Think Finance Australia

3 Key Options to purchase your First Home & Top Tips:

Tailored to: First Home Buyers.

Topics Covered:

  • What is Genuine Savings and Non-Genuine Savings

  • Can I borrow without having a 5% deposit

  • Am I eligible for any government grants

  • What will it cost me to purchase – have I taken everything into account 

  • Where should I start and who should I talk too 

  • How does a Family Guarantor Loan work

  • Can I buy with someone other than my partner (i.e. sibling who is also a first home buyer) 

  • What is the different between Credit Advice and Financial Advice

  • Do I need to set a budget

  • What is LVR (Loan to Value Ratio)

  • How does LMI (Lenders Mortgage Insurance) work and what does it cost

  • What will the interest rate be

  • How much can I borrow

  • How long will it take

  • Which bank is better

  • Should I get a pre-approval

  • Will a broker affect my credit score more or less that going to a bank direct

  • What can I do to get in sooner

  • How to set yourself up for success

For more workshop options, ideas & opportunities, click here.